Terms of use

Value Adviser Associates provides its content on this website subject to the following Term of Use ["Terms"], developed in accordance with Australian legislation. We may periodically change the Terms, so please check back from time to time. By accessing and using this site, you agree to these Terms.

For an explanation of VAA practices and policies related to the collection, use, and storage of our users' information, please read our Privacy Policy. 


The Internet is not a secure medium and communications to and from this website may be intercepted or altered in transit. We do not warrant that the website is free from anything which may damage any computer which accesses the website or data on such computer.

The information contained in this website is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this application.

The information contained in this website is for general guidance on matters of interest only. The information provided on this website is not, and is not intended to be, financial advice. The Material may be updated and amended from time to time. We endeavour to take care in compiling the information; however the information may not reflect the most recent developments. Commercial outcomes in the future or differing legal jurisdictions may differ from outcomes described on this website.

While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, VAA is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this application is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose.

In no event will VAA, its related partnerships or corporations, or the partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this application or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Use of website material

The information in this application is provided with the understanding that the authors and publishers are not herein engaged in rendering financial, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional financial, accounting, tax, or other competent advisers. Before making any decision or taking any action, you should consult a VAA professional.

Apart from fair dealing as permitted under the copyright law of your country, and as necessary for the operation of the website, no part of this site nor the information contained in it may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, reprographic or otherwise, without the prior permission of VAA.

Limitation of liability

To the maximum extent permitted by law, we exclude completely all liability to any person for loss or damage of any kind (however caused, including by negligence) arising from or relating in any way to the Material and/or any use of the website [“Services”]. Where any law implies a warranty into these terms of use which may not lawfully be excluded, then to the maximum extent permitted by law, our liability for breach of the warranty will at our option be limited to the supply of the Services again, or the payment of the cost of having them supplied again.

Copyright and trade marks

Unless otherwise indicated, we reserve all copyright in the content and design of this website. We own all such copyright or use it under licence or applicable law.

All content and functionality on the site, including text, graphics, logos, icons, and images and the selection and arrangement thereof, is the exclusive property of VAA or its licensors and is protected by Australian and international copyright laws. All rights not expressly granted are reserved.

The trademarks, service marks, designs, and logos (collectively, the [“Trademarks”]) displayed on the site are the registered and unregistered Trademarks of VAA and its licensors. You agree that you will not refer to or attribute any information to VAA or its licensors in any public medium (e.g., press release, web sites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any Trademark of, or imply any endorsement by or relationship with, VAA or its licensors and/or any of its subsidiaries.

You may not, in any form, or by any means:

  • Otherwise reproduce, adapt, store in a retrieval system, transmit, print, display, perform, publish or create derivative works from any part of the content or design of this website
  • Cause any of the Material to be framed or embedded in another website
  • Commercialise any information, products or services on this website; or
  • Except with our prior consent written or as permitted by applicable copyright legislation.

Links to other websites

This website may contain links to other websites that may be of interest to you. We make no warranties or representations about these websites. The websites to which we provide links are not subject to our Privacy Policy. You should check the other websites for details about their privacy policies.